|
Blue Cross Extended Health, Dental and Prescription Plan (optional)
All employees working a minimum of 1000 hours per year are eligible to join our company health plan. In general, the plan includes the following (a more detailed description of the benefits is outlined in the Blue Cross booklet available from your manager):
Life - Plan: $50,000.00 with dependants and $25,000.00 without dependants. No evidence of insurability required for newly eligible employees. - Reduction provisions: Coverage reduces to 50% at 65 and ceases at earlier of 70 or retirement.
Accidental Death and Dismemberment - Plan: Equal to the proportion of damage as outlined by Blue Cross.
Life (dependent) - Plan: Spouse - $10,000.00 Child - $5,000.00 - Dependent Definition – Spouse (including common law), unmarried children from 15 days to age 21, full-time students to age 25.
Health Care Plan - Plan: Program pays 80% of the eligible expenses - Vision: $100.00, per family member (over 21 years old every 24 month period and under 21 years old every 12 month period) - Hospitalization: Semi-private (100% covered – paid directly to the hospital) - Outside Canada: General coverage plus emergency travel assistance card. - Prescription Drugs: Employee pays 20% of prescription drug items approved by Blue Cross (excludes oral contraceptives) at counter. Blue Cross pays remaining 80%.
Dental Care Plan: The dental plan covers the basic services. 80% co-ins – 20% direct pay by subscriber.
Optional Life Plan: Units of $10,000.00 with minimum of 2 units ($20,000.00) and maximum of 20 units ($200,000.00). Evidence of insurability required. No employer contribution.
D.P Murphy Inc. covers 50% of the premiums with any employee enrolled on our plan.
|
